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For nearly forty years, our team has delivered an unparalleled expertise and understanding of the laws and practices that have shaped our industry. 


Simply stated, the CCI Team will assist you in achieving a better settlement. And we do it at no cost to you or your client.

Richard Goldstein

Manlius, New York

Richard joined the Creative Capital team as its Upstate and Western New York representative in 1983. He brings our creative approach to life in areas such as creative quote design, negotiation and mediation.  Many New York judges refer to him as "Doctor Goldstein" because of his reputation as a true specialist in the complexities of CPLR Articles 50-A and 50-B.

Gary McMickle

Grapevine, Texas

Anchoring the D/FW office, Gary has been involved in over $3 Billion in personal injury settlements over the last 40 years. He has extensive experience in evaluating life care plans for quadriplegic, paraplegic and brain damage cases. He has testified as an expert witness on numerous occasions.

Ken Wernick

New City, New York

Leaving a successful banking career, Ken joined his father Max in Creative Capital’s New City, NY office in 2000 and continued to grow the Father/Son structured settlement business since that time. Now, the head of the office, Ken continues to assist attorneys in achieving exceptional results for their personal injury clients

Kevin O'Brien

New York, NY

Kevin O’Brien has been a structured settlement broker since 2001. He is an attorney and has an LL.M. in Taxation. Kevin previously worked as a tax attorney with the law firm of Shearman & Sterling in New York. The New York State Bar Association currently publishes a book titled, "The Plaintiff’s Personal Injury Action in New York State." The chapter on Structured Settlements was authored by Kevin. He is accredited by the NYS Continuing Legal Education Board to provide CLE programs on structured settlements, and he lectures frequently to judges and attorneys on this topic.

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