What is the "Creative Capital Approach" to Structured Settlements?

It's a commitment to Ethics, Expertise, Experience and Leadership. 

Creative Capital Inc. (CCI), is a nationwide Structured Settlement consulting firm, and one of the founders of the structured settlement industry. Partnering with clients, our skilled professional team provides a wide array of services to craft innovative solutions with advantages for all parties for over thirty five years.

As a trusted resource to the Bench and Bar, our area of expertise ranges from structured settlements and attorney fees, pre and post-trial 50-A and 50-B calculations, periodic judgment drafting to lien resolution and MSA allocation and analysis.

Our legal department, led by former trial lawyer & Creative’s general counsel, Marty Jacobson, offers an expertise in the laws of structured settlements which is unparalleled and is acknowledged by judges and attorneys alike and  provides legal support to the company's field offices - including those offices run by or associated with locally licensed attorneys.

Unlike our competitors, we have run our company like a law firm, not like an insurance agency and we are keenly aware of ethical issues in settlements and lien resolution. For example, our Certificate of Reliability and Assurances (CORA) is a Structured Settlement Affidavit which we provide in every case.  It ensures the integrity of every case we work on and protects you, as well as CCI.

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Our team of paralegals assists Marty by drafting closing documents (Settlement Agreement and Release; Qualified Assignment forms; suggested decretal paragraphs for court orders approving settlement; etc.) under his direct supervision for use by the parties, in their discretion, in finalizing each structured settlement handled by the Home Office. [Field office cases are also reviewed and Marty gets involved whenever legal issues arise which threaten to jeopardize the validity of the structured settlement].

Occasionally, an adversary or the court wants to document the structure in a way which might jeopardize the validity of the transaction. As in the past, CCI will work with you; your adversary; and/or the court to ensure that the structure is properly documented. It would be easy for us to turn a blind eye on errors in the documents, but we will not do that. 

You and your client always come first.

Your case may be a $10,000 structure where the court inserted language in the order which was intended to be protective of the infant plaintiff, but which actually creates a Constructive Receipt problem or a violation of the Economic Benefit Doctrine. The tax-free structure that was properly negotiated may be jeopardized by a failure to document the case properly e.g. by a well intended, but defective court order. 

We want the benefits that should be tax free to actually be tax-free.

In the past we have literally written a brief reciting chapter and verse why such a court order had to be amended to convince the court that its well-meaning intentions might actually backfire. In every case, over a 35-year history, defective orders (or other closing documents) have been successfully corrected to protect the parties.

In the history of CCI, no structured settlement has ever collapsed for failure to comply with the legal, tax or insurance requirements of a proper structured settlement.

All Structured Settlement Services are always Free of Charge.