Based on the philosophy that a structured settlement firm should assist both sides in achieving an acceptable settlement, Creative Capital offers support that is complimentary for both plaintiff and defense attorneys. Through a wide range of professional services, we work with our clients to craft solutions that meet the unique requirements of each case.

Legal Services
Our legal services include:

• Negotiation support
• Court and conference appearances
• Document drafting and review

We will draft and review settlement documents as well as review proposed orders for compliance with tax and other legal requirements. Our legal department routinely consults with Counsel on issues involving periodic judgment cases and has trained the Bench and Bar on the proper application of these statutes. Upon request, Creative Capital's General Counsel is available to discuss strategy.

Insurance
While competitive pricing is an important aspect in choosing a funding vehicle we believe that security is vital, which is why we work with the top-rated life insurance companies that provide:

• Financial stability
• Sound underwriting
• Excellent servicing of contracts
• Solid assignment capabilities

We monitor the ratings of these companies through the four major services: A.M. Best, Moody's, Standard & Poor's, and Fitch.

Claims
A claims professional will assist in the evaluation of damages using both traditional lump sum and periodic judgment approaches, when necessary.

Actuarial Design
We individually design proposals to meet the unique requirements of each case. Present value analysis (its cost effective impact) and computerized investment simulation models are used when appropriate. Rates are closely monitored and updated, and advance notice of impending rate changes is provided.

Negotiation and Mediation
We offer in-person strategy planning conferences. While we encourage the participation of our consultants in settlement conferences, our clients are in charge. Our consultants will be present to assist the attorney and/or claim representative at whatever level is required.

Medical Underwriting
CCI immediately presents a claimant's medical condition to the life company medical underwriters in order to produce an optimum cost/benefit rating within 24 hours.

Computer Analysis
A comprehensive series of individually tailored proposals is provided for every case. The latest software is employed to analyze life care plans, provide periodic judgment analysis, prepare future projections and compare alternative investment results.

Education-Training Programs
Creative Capital provides seminars and training sessions on the "basics" as well as on new developments in the claims and periodic payment fields including:

• The use of structured settlement techniques in settling cases
• The concept and value of sub-standard medical underwriting and "rated ages"
• The ethical use of structured settlements and CORA
• New legislation
• Periodic judgment acts
• Court decisions
• Case analysis
• Negotiating techniques
• The use of structured settlements in non-physical injury cases including employment litigation and any situation where the Alternative Minimum Tax (AMT) rules make lump sum settlements impossible to achieve

or call 800-327-9224

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